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| Businesses in the Slovak Republic can obtain preferential loans with a grant of up to 30% |
| Bratislava, 04.07.2025 |
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| Slovak Investment Holding (SIH) through the National Development Fund III. (NDF III.) and in cooperation with the Ministry of Economy of the Slovak Republic and the Research and Innovation Authority has brought a new form of investment assistance for entrepreneurs. As part of the new programming period of the EU funds and the Recovery Plan, a guarantee instrument combined with grant support was launched, intended mainly for small and medium-sized enterprises, but also for large enterprises and entities in the scientific and research sector, SIH reported on Thursday.
"This is the first ever financial instrument from SIH in the new programming period. It is financed from the resources of the Slovakia Programme and the Recovery and Resilience Plan of the Slovak Republic. The aim is to ensure access to loans, which are more accessible and advantageous thanks to the portfolio guarantee," SIH said.
The guarantee instrument is designed as a multi-component financial instrument that responds to the needs of the Slovak economy in the areas of digitalization and automation, transition to a circular economy, increasing the competitiveness of companies and regions, mitigating the consequences of the transition to climate neutrality of selected transforming regions, as well as research and development with application in the field of digitalization and automation.
The essence of the instrument is a portfolio guarantee for commercial banks, which covers 80% of the risk on individual loans and 25% of the risk at the portfolio level. For beneficiaries, according to SIH, this means access to loans with more favorable interest rates and lower collateral requirements. In addition, beneficiaries can receive a grant of up to 30% of the loan amount, depending on the type of beneficiary, the location of the project and the type of project.
The maximum loan amount is EUR 2.8 million and the maximum maturity is ten years. Companies can use the instrument until 30 September 2029 for components from the Slovakia Programme and until 31 March 2026 for the component from the Slovak Recovery and Resilience Plan. It is expected that projects with a total volume of up to 500 million euros will be supported under the financial instrument. This is a key element of supporting Slovak companies in the time of digital and green transformation of the economy.
However, obtaining a preferential loan is not automatic. The decision to provide a loan is within the competence of the relevant bank, mainly based on an assessment of the applicant's financial situation according to the bank's internal rules. BKS Bank AG, a branch of a foreign bank in the Slovak Republic, ČSOB, Slovenská sporiteľňa, Slovenská záručná a rozvojová banka, Tatra banka, UniCredit Bank Czech Republic and Slovakia and Všeobecná úverová banka participated in the implementation of the financial instrument.
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Address : Euro-Brew Ltd., Hlboká 22, 917 01 Trnava, Slovakia
Tel. : +421 33 53 418 53, Fax : +421 33 53 418 52, E-mail : info@eurobrew.sk |
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